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This Law has come into force, in transposition of the European Directive 2014/2017, to "ensure that all consumers who conclude credit contracts for real estate enjoy a high degree of protection", which had been weakened by the crisis and previous bank abuses. It applies to mortgage loans in which t...

By Dto. Communication. Pajares & Asociados AbogadosOn October 6, 2015, Law 42/2015, of October 5, on the reform of Law 1/2000, of January 7, on Civil Procedure, was published in the Official Gazette through which important innovations were introduced in the civil procedures, such as the preferen...

The Plenary of the Constitutional Court in its judgment of March 14, 2019, rec .: 4028/2018, has unanimously decided to declare unconstitutional and null that the Counsel and / or the Procurator can not appeal the resolution of the counsel of the Administration of Justice, which determines the amoun...

PAJARES & ASOCIADOS ABOGADOS has sent its clients a new Newsletter.

We want to inform you that as of March 1, 2019 we continue working as Canosa Abogados, in order to better focus on the needs of our clients.  Dr. Edgar Castro and his team continue to work with us on this path  Finally, we thank you for the accompaniment during all these years.  We ar...

On March 13, 2019 comes into force this important law, aimed at protecting innovation, know-how and confidentiality. * Law 1/2019, of February 20, 2019, of Business Secrets (LSE) for the transposition into Spanish law of Directive (EU) 2016/943, of June 8, 2016, relating to the protection of techni...

On Tuesday, January 22, 2018, the House of Representatives of the Federal Republic of Nigeria, at plenary, considered and adopted all the provisions of the Companies and Allied Matters Act (Repeal and Re-enactment) Bill, 2018 (the “CAM Bill”). By this development, the CAM Bill has receiv...

En resumen, la Sentencia TS, Sala Primera, de lo Civil, Sección Pleno, S de 23 de Enero de 2019 dice: Sobre la comisión de apertura.- El Tribunal Supremo considera que la comisión de apertura forma parte del precio del préstamo, junto con el interés remuneratorio....

New DPR Guidelines Set Governing Framework for Flare Gas and Associated Gas Utilization Projects in Nigeria Posted on Mon 21 Jan 2019 Download Resource Recently, the Department of Petroleum Resources (“DPR”) issued a tetrad of Guidelines in furtherance of the objectives ...

Today January 24, 2019 has been published in the BOE the repeal of the Royal Decree housing law by Congress, so that rents will return to the situation on December 18. The situation will not affect the contracts signed since December 19, 2018, the date of entry into force of the decree law, until it...

MAIN NOVELTIES INTRODUCED BY THE ROYAL DECREE-LAW 21/2018, OF DECEMBER 14, OF URGENT MEASURES IN HOUSING AND RENTAL.Your Statement of Motives considers that the tenant of a dwelling as a habitual residence is in a position of weakness that does not meet the minimum conditions of stability and securi...

News Headlines Pardini & Asociados is shortlisted as International Law Firm of the Year by Citywealth Pardini & Asociados is proud to announce that our law firm was shortlisted by Citywealth as International Law Firm of the Year - Boutique in the Magic Circle Awards 2019. The Cityw...

Please join us for the annual Farrer & Co International Private Wealth Reception at the National Gallery in London. The event provides an opportunity for you to meet private wealth professionals from a range of jurisdictions and disciplines. You will also be able to enjoy guided tours of the Ga...

NEW AGE OF FLEXIBILIZATION OF AGE OF ACCESS TO OLDER PENSIONDECREE-LAW No. 119/2018 OF DECEMBER 27What is the purpose of Decree-Law no. 119/2018, of December 27?The purpose of this diploma is to introduce a new regime to increase the age of access to the old-age pension and to amend the Decree-Law n...

Parent and Grandparent Sponsorship Re-Opens on January 28, 2019 On noon, January 28, 2019, Canadian Immigration will reopen the parent and grandparent sponsorship category. The government has increased the annual cap on applications to 20,000 in 2019. This is about 4 times the number of app...

M & B Abogados has again advised CORUM ORIGIN on the purchase of a hotel asset, which will be operated on a lease basis by the leading group in the B & B Hotels sector. The purchase with which CORUM closed the year constitutes the tenth hotel acquired in Spain by the fund. On this occas...

COAF'S - DECLARATION OF NON OCCORRENCE OF SUSPECT TRANSACTIONS Since July 2012, following the amendment to anti-money laundering law (Law No. 9.613/98) that aimed turning the criminal prosecution of money laundering crimes more efficient, it is mandatory to report the non occurrence of prop...

Welcome to our regular newsletter. During September-December we have prepared several great articles, that you could miss. We made an Alert on Ukrainian martial law. Martial law was imposed in Ukraine for 30 days as president of Ukraine Petro Poroshenko warned of the “extremely serious”...

Ms. María de los Ángeles Arqued Sanz, Lawyer of Pajares & Asociados, publishes her article "The intestate succession regime in Aragón" in the latest issue of the leading legal journal in Spain.

NOTICE OF BANK OF PORTUGAL NO. 2/2018On 26 September 2018, Bank of Portugal published Notice no. 2/2018 (“Notice”) which shall enter into force on 25 November, that is, 60 days following its publication. This Notice contains the regulations on (i) the fulfilment by the financial ins...

It has been known on Thursday, October 18, 2018, the Judgment of the Supreme Court, Contentious-Administrative Chamber of October 16, in which it is decided (changing the previous criterion) that the lender bank must be the one who must pay the tax on Legal Acts Documented in mortgage loans. Precise...

BartLAW Canadian Immigration Newsletter - September 2018 /* styles */ Canada and Australia Increase Age Limits for the Youth Mobility Arrangement On August 28, 2018, Canada and Australia announced an agreement to expand the eligible age range in the Memorandum of Understanding between Ca...

Important Compliance Considerations – Compliance with Employment/Recruitment Legislation and Providing an Abuse-Free Workplace   When employers think of their compliance obligations with respect to the employment of temporary foreign workers, most employers think...

16 August 2018 “Chambers and Partners” has recognized Palma Abogados as leader firm for the year 2019 in the area “Banking & Finance”, as well as its partners Juan Eduardo Palma Jara (in the area “Dispute Resolution: Most in Demand Arbitrators&rdquo...

When Express Entry Immigration is Not Possible, Prince Edward Island’s Business Immigration Entrepreneur Program Offers an Excellent Alternative   The province of Prince Edward Island (P.E.I.)’s provincial nomination program for entrepreneurs is an attracti...

Your personal data may be used for our relationship and to provide our services. These data are necessary to have relations with you, which allows us to use your personal information within the law. Likewise, they may also be used for other activities, such as advertising or promoting our activities...

The TPF is articulated through a financing contract, through which a specialized company provides a party that wants to initiate litigation, the funds necessary to meet the legal costs of the procedure in exchange for a fee.The compensation is variable and is calculated as a multiple of the funds pr...

Education Reform. On December 28, 2017, it was published in the Official Gazette, the Law No. 21,052 of the Ministry of Education, which introduces several modifications to the educational regulations. United Nations. Organizational Structure of the Municipalities. On January 4, 2018, it was publ...

Exactly one year after the publication in the federal gazette, the new German group insolvency law has become effective on April 21, 2018.For years, the group insolvency law reform was under discussion in legislature and by practitioners and academics. Then, the German parliament – the Bundest...

The Plenary of the First Chamber of the Supreme Court has ruled that the Tax (TP-AJD) must be paid by the borrower (the client).Notary fees will be shared between the bank and the client.However, it has not ruled on other minor expenses (Land Registry, management, appraisal ...).For this reason, and...

If a company with more than five years of exercise decides not to distribute benefits and the member has voted in favor of the distribution of at least a third of those obtained during the previous year, it can go to the Commercial Registry to be recognized as having the right to separate....

PAJARES & ASOCIADOS ABOGADOS has sent its customers a new Newsletter.

UIA 9th Business Law Forum New Trends in Liability of Senior Managers Overview of the Most Important Developments in Key Jurisdictions around the World Copenhagen, Denmark September 20-21        &...

The electronic magazine Economist & Jurist publishes on its website as outstanding news the appointment that the Ibero-American Institute of Insolvency Law has made of the Associate Director of PAJARES & ASOCIADOS ABOGADOS, Mr. José Pajares Echeverría, as its Executive Vice Pre...

Comprehensive reform of Italian insolvency law gets under way In Italy a comprehensive and systematic reform of insolvency law is pending, following approval by the Italian Senate (Senato della Repubblica) on 11 October 2017 of the “disegno di legge n. 2681”, which confirmed the draft l...

By means of Law 6/2017, of October 24, more help is given to entrepreneurs, with important improvements that will come into force on January 1, 2018. Especially:1.- The time of collection of the flat rate of contribution for common contingencies of 50 euros per month is extended to 12 months.2.- The...

The UIA magazine, Juriste International, publishes in its latest issue an article on International Arbitration of the Managing Partner of PAJARES & ASOCIADOS ABOGADOS and president of the National Committee - Spain, José Pajares Echeverría, together with the president of the UIA Co...

Federal Court of Justice (BGH): In principle, the lex fori concursus determines whether a foreign pension is subject to attachment   The German Federal Court of Justice has recently held (BGH, court order of 20.7.2017 – IX ZB 63/16) that the scope of the insolve...

The UIA 2016 annual report includes the intervention of the Office in UNCITRAL and the award given for its energy and dynamism to the Spanish Chapter, chaired by the Partner-Director of PAJARES & ASOCIADOS LAWYERS.

Saskatchewan Immigrant Nominee Program Announces Updated List of Eligible Occupations for the International Skilled Worker – Occupations In-Demand sub-category /* styles */ The Saskatchewan Immigrant Nominee Program (SINP) announced the new list of eligible occupations under the Occ...

CJEU: Bringing employee protection to the forefront in business transfers implemented in the form of a “pre-pack”   If the form of a corporate restructuring includes a “pre-pack”, so that the transfer of an undertaking is prepared prior to the ...

April 19, 2016 Apostille Convention On August 30, 2016, the Apostille Convention will enter into force for the Republic of Chile.   Amendments to Income Tax Law On February 8, 2016, Law No 20.899 was published in the Chilean Official Gazette, therefore, it entered into forc...

The Government of Canada has confirmed that Bill C-6, an Act to amend the Citizenship Act and make consequential amendments to another Act, has received Royal Assent on June 19, 2017, resulting in significant changes to the Citizenship Act. These include a number of changes to the physical presence ...

Introductory Act to the European Insolvency Regulation (EU) 2015/848       Alexandra Josko de Marx     Direct application of the EIR and introductory law in the member states T...

All Spanish Law Offices - including some international ones - except those who have or may have a conflict of interest, have launched to defend the interests of the shareholders of BANCO POPULAR ESPAÑOL, all of whom seem to be experts in the matter. Some have already acted before the Audienci...

Changes to the Express Entry System Effective June 6th 2017 Immigration, Refugees, and Citizenship Canada (IRCC) is introducing changes to the Express Entry Comprehensive Ranking System. The changes are as follows: Additional Points for a Sibling in Canada Immigration, Refugees, and Citizenship C...

German reform of avoidance in insolvency On 16 February 2017 the German parliament approved the law reforming avoidance of transactions in the context of insolvency. The reform is intended to increase legal certainty and aims to reduce the risk of businesses being subject to avoidance in respe...

2015 European Insolvency Regulation – What’s new?    The recast of the European Insolvency Regulation (REGULATION (EU) 2015/848 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 20 May 2015 on insolvency proceedings) entered into force on 26 June 2015 and will apply to proc...

Juriste International publishes in its latest issue the article "Sport is increasingly present in the UIA" written by Mr. José Pajares, Partner-Director of PAJARES & ASOCIADOS ABOGADOS.

Canada’s Federal Budget 2017 On March 22, 2017, Prime Minister Justin Trudeau and Minister of Finance Bill Morneau tabled the federal government’s budget for 2017 (“Budget 2017”) in the House of Commons. As Canada celebrates 150 years since Confederation, Budget 2017 emphasi...

The Tax on the Increase of the Value of Land of Urban Nature, better known as Municipal Goodwill, is a local tax that taxes the increase of value that the lands experience, evidenced as a consequence of the transmission of the property of the same, And has been considered one of the main means of co...

EU Insolvency Regulation 2015 – the key changes  The recast EU Insolvency Regulation (REGULATION (EU) 2015/848 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 20 May 2015 on insolvency proceedings) entered into force on 26 June 2015 and will apply to proceedings that are commenced from ...

The Judgment of the Court of Justice of the European Union of 21-12-2016 obliges financial institutions to repay the overpaid mortgage loans with unfair term clauses, with no time limit.Consult the Office if you are thinking of:- Take the previous step: Write a burofax extrajudicially claiming a fin...

We allow you to REMEMBER it:As of January 1, 2017, invoices must be sent firstYou must send the invoices to your clients who are businessmen or professionals before the 16th of the month following the date that the VAT of the transactions invoiced has accrued.As of January 1, 2017, invoices must be ...

2015 EU Insolvency Regulation (EIR): What‘s new? The recast EU Insolvency Regulation (REGULATION (EU) 2015/848 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 20 May 2015 on insolvency proceedings) entered into force on 26 June 2015 and will apply to proceedings that are commenced from 2...

29th December 2016 Treaty to avoid double taxation between Chile and Argentina. The Chilean Ministry of Finance, with its Argentinian counterpart, announced that the treaty to prevent double taxation between both countries would come into force on 1st January, 2017. This, after the...

Proposal for a directive on a pre-insolvency restructuring proceeding Yesterday, the European Commission published a proposal for a directive on pre-insolvency restructuring proceedings (et al.), see doc. COM(2016) 723 final. In the proposal, the Commission implements its initiative first intro...

Last week, the government of Canada confirmed they will be implementing significant changes to the Express Entry system scheduled to take effect on November 19, 2016. The tabled regulations include a number of positive changes, such as extending the deadline to submit an applicant’s permanent ...

Heraldo de Aragon published a practical guide to legal advice and financial in which PAJARES & ASSOCIATES LAWYERS published two articles.

More than 50 years of experience who guarantee the experience of the firm Pajares & Associates, won several awards in the judiciary.In 1958, at the hands of José Antonio Pajares Ramon y Cajal, he began the journey of this specialized law firm located in the Paseo de la Independencia in Za...

Article anticipate that next weekend Heraldo de Aragon publish our Office.

Newsflash Distressed Transactions Stricter Requirements on Proprietary Transactions of Executives (Directors’ Dealings) after the New Market Abuse Regulation The transaction behaviour of executives holding financial instruments issued by their own company (so-called Directors’ Deal...

The "Annual Report 2015" UIA has collected its presence in UNCITRAL (Insolvency Group) at the 47th session held in New York from 26 to 29 May 2015, represented by PAJARES & ASSOCIATES LAWYERS and D. Angel Maria Ballesteros.

Newsflash Distressed Transactions Beware of financial risks regarding company pension schemes: Widow’s pensions survive even if excluded by late marriage clauses In a recent decision – court file no: 3 AZR 137/13 –, the German Federal Labour Court (Bundesarbeitsgericht) &ndas...

13th July 2016 Digital File on Judicial Proceedings Law. On 18th June 2016, Law N° 20.886, which creates “Digital Files” for trials processed in Chile, entered into force for most of the Chilean jurisdictional territory. Such law will enter into force for the rest o...

The article "Second chance for the Spanish entrepreneur? Obviously, not yet "prepared by the Managing Partner of PAJARES & ASSOCIATES LAWYERS, José Pajares Echeverria has been published in issue 6 of the Electronic Journal" STUDIES Business Law "publication of the Institute of Business of...

The so-called Second Chance Act (Law 25/2015, of 28 July) regulates a procedure useful for entrepreneurs and individuals who can not cope with their debts. If certain requirements are met, and the procedure under this Act continues, may request exemption from their debts, thus being released from th...

Hi thereIn this newsletter, we feature a special report on Overview Of Indonesia's Insolvency And Restructuring Regime. We also speak to Stroz Friedberg Fouder and Executive Chairman, Ed Stroz on cybersecurity trends and issues in Asia.  Events are all in Hong Kong this month. FT Investmen...

In December 2015, a number of regulatory amendments came into force in Canada that could create significant liability for businesses who are engaged in an M&A or other corporate restructuring without addressing the immigration implications. In this newsletter, we outline these amendments and the...

“Jacqueline Bart at BartLAW is our most highly regarded Canadian Corporate Immigration Lawyer 2016. She provides ‘detailed advice’ and it a ‘real pleasure to work with’”. ▪ ▪ Law Business Research, affiliated with the American Bar Associa...

Legal digital and Spain leading law magazine Economist & Jurist, published in the News section containing information "Can extinguish a company without assets to pay your creditors? issued by PAJARES & ASSOCIATES LAWYERS.

The Order of 11 June 2015 the Court of Justice of the European Union (ECJ) ruled that the unfairness of a clause in a contract between a consumer and a professional must should analyze in the abstract. In addition, the Court itself indicated the parameters based on which has carried out such a revie...

PAJARES & ASSOCIATES LAWYERS strengthens its international area with the creation of a specific website for the internationalization of the franchise, thus completing his specialist profile in the sector. Indeed, after his stint as a member of the Expert Committee of the Association of Fran...

In the Spanish legislation remains a major practical difference between the Companies Act Capital (LSC) and Insolvency Act (LC) in relation to the corporate liquidation, which nevertheless be overcome, we hope, with the proposed Commercial Code approved in July of 2013.Big as it is the difference th...

The Supreme Court has held that the prospectus for the IPO contained BANKIA economic and financial information that shortly afterwards proved to be seriously inaccurate. Thus, he argues that the brochure contained errors that caused investors wrong idea formed about the solvency of the entity a...

3rd October 2016 Bolivian Complaint. The Court of the Hague sets dates for the submission of the replication and rejoinder for the Bolivian complaint about the negotiations for a sovereign exit to the Pacific Ocean. The replication will be delivered on 21st March 2017 and the Chile...

German Supreme Court: recognition and enforcement of a debtor’s discharge from English bankruptcy proceedings not contrary to German public policy Judgment of the German Supreme Court (Bundesgerichtshof) handed down on 10 September 2015. The German Supreme Court has given a salutary remi...

La revista Legal 2015 Awards publica un artículo sobre el Despacho de Abogados PAJARES & ASOCIADOS ABOGADOS en el que se recoge el premio concedido al mismo como excelente en el Derecho corporativo y mercantil.

ABUSIVE INTEREST HELD DELAY IN PERSONAL LOAN WITH CONSUMERS.(Judgment of the Supreme Court Chamber 1, Plenum of 04.22.2015)The Plenum of the TS, fixed jurisprudential doctrine considers abusive default interest clause, under personal loan contract concluded with a consumer, when exceeded by more tha...

It entered into force on 1 March 2015 Royal Decree Law 1/2015 of 27 February Mechanism Second Chance Financial Burden Reduction and other measures of social order, whose goal is a natural person, despite having suffered a business or personal financial failure, have the ability to direct their life ...

European Insolvency Regulation – Recast On May 20, 2015 the European Parliament has adopted the recast of the European Insolvency Regulation (no. 1346/2000 of May 29, 2000). The reform had been initiated in late 2012 by a proposal of the European Commission and is now about to be complete...

On December 24, 2014 came into force the Law 31/2014, of 3 December, approving the Capital Corporations Act is amended to improving corporate governance, among other things, modifies the liability regime of the social managers, regulated in articles 236 to 241 bis of the Capital Companies Act. ...

The law firm PAJARES & ASSOCIATES LAWYERS has collaboration agreements with other law firms located throughout the world in order to provide advice to individuals and professionals who need legal services in another country.These agreements are part of the expansion plans of the firm PAJARES &am...

There are many criticisms that are receiving the recent amendment of Royal Decree 1/1996 of 12 April, approving the revised text of the Intellectual Property Law published in the Official Gazette of the day November 5, 2014 and approved it will enter into force on January 1, 2015, primarily related ...

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La insolvencia en el Matrimonio

Aplicación práctica de la Ley de Prevención de blanqueo de capitales y de financiación del terrorismo.

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PAJARES & ASOCIADOS ABOGADOS ha remitido a sus clientes una nueva Newsletter VER NEWSLETTER

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La publicación del Real e Ilustre Colegio de Abogados de Zaragoza, Abogados & Actualidad, del mes de agosto de 2010 incluye en sus páginas el artículo elaborado por el Socio Director del Despacho, Don José Pajares, Aproximación a la comisión de Naciones Unidas para el Derecho Mecantil (UNCITRAL)

La prestigiosa revista de derecho internacional “JURISTE INTERNATIONAL”, editada por la Unión Internacional de Abogados, organización que representa a más de dos millones de abogados de todo el mundo, publica en su revista 2010.2 el artículo elaborado por el Socio Director del Despacho, Don José Paj...

La prestigiosa revista de derecho internacional “JURISTE INTERNATIONAL”, editada por la Unión Internacional de Abogados, organización que representa a más de dos millones de abogados de todo el mundo, incluye publicad del Despacho en los siguientes términos: "CORPORATE INTERNATIONAL MAGAZINES AWARDS...

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